If you're looking to invest in a vacation rental property on Maui, chances are you’ve come across the term condotel—a blend of “condo” and “hotel.” These unique properties offer the flexibility of short-term rentals with the convenience of resort-style amenities, making them attractive to both investors and second-home buyers.
But there are key considerations when it comes to financing, zoning, and long-term ownership.
A condotel is a condominium project that operates with hotel-like services and allows short-term (less than 180-day) occupancy. These units:
Browse short-term rental condos on Maui
Condotels are considered non-warrantable by Fannie Mae and Freddie Mac, which means:
Learn more about buying condos in resort areas like Kaanapali and Wailea
We work closely with local lenders who offer specialized condotel financing products and can help you compare terms.
You’ll typically find condotel properties in tourism-zoned areas such as:
Always confirm zoning and permit status before purchasing. Not all condos that allow rentals are legally permitted under County rules.
Review our short-term rental permitting guide
| Pros | Cons |
| Flexible use for short-term rentals | More restrictive financing requirements |
| Access to resort-style amenities and guest services | Higher HOA dues and operating costs |
| Ideal for vacation and second-home ownership | Fewer financing options when reselling |
Condotels are ideal for buyers seeking passive income from vacation rentals or those who plan to use their unit a few weeks per year while renting it out the rest of the time.
Condotel properties are a great way to enjoy the Maui lifestyle while earning income, but they require the right strategy, due diligence, and lending connections.
Call us at 808-217-8832
Or schedule your consultation here
We’ll help you navigate condotel financing, property selection, and long-term value so you can invest with confidence.
Buying a condotel is different from purchasing a traditional condominium. Factors such as hotel management programs, HOA fees, financing options, rental restrictions, and ownership structure can all affect your investment. The Maui Property Team is here to answer your questions and help you make informed real estate decisions with confidence.
Contact the Maui Property Team TodayCompletely remodeled and fully furnished 1BR/1BA turnkey condo at Ka’anapali Shores! This immaculate unit has been thoughtfully refreshed from top to bottom with new LVP ...
Listing courtesy of Coldwell Banker Island Prop-KP.
Perched on the penthouse floor, Kaanapali Shores #919 offers the perfect blend of breathtaking scenery, island comfort, and the freedom of Fee Simple ownership. This beau...
Listing courtesy of Hawaii Life (L).
Wake up to ocean views from both the private lanai and bedroom at Kaanapali Shores #410. This condo offers a peaceful retreat just steps from the ocean where island livin...
Listing courtesy of Hawaii Life (L).
Welcome to Maalaea Surf F2. Experience island living at its finest in this beautifully appointed ground floor condominium. Tastefully designed with a focus on comfort, q...
Listing courtesy of Hawaii Life (W).
Welcome to Menehune Shores, one of Maui’s premier oceanfront complexes. This beautifully maintained 2-bedroom, 2-bath ground-floor condominium offers the perfect blend of...
Listing courtesy of Island Sotheby's International Realty(M).
WTIO 311L - Third floor location in Tower I facing the courtyard. Easy access to the beach, pool, BBQ's, parking, tennis and pickle ball courts. This 1 bedroom, 2 bath Wh...
Listing courtesy of Keller Williams Realty Maui-L.
Kaanapali Shores 615 - BEACHFRONT RESORT LIVING AT KAANAPALI SHORES! This beautifully appointed inner-courtyard two-bedroom, two-bath leasehold residence offers an except...
Listing courtesy of Keller Williams Realty Maui-L.
Whaler 1215 PENTHOUSE LIVING ON KAANAPALI BEACH! Discover the rare opportunity to own a beautifully renovated top-floor residence at The Whaler, one of Maui’s most iconic...
Listing courtesy of Keller Williams Realty Maui-L.
WTIO 216P - Second floor Location with ocean views from the lanai. This studio, 1 bath Whaler Time Interval unit is located on the North side of Tower I. Easy access to ...
Listing courtesy of Keller Williams Realty Maui-L.
Hotel Zoned. Experience the pinnacle of West Maui luxury in Honua Kai Konea 919, an exceptional two-bedroom, two-bathroom sanctuary defined by its privacy and breathtakin...
Listing courtesy of Coldwell Banker Island Prop-KP.
Back On Market!! Discover your dream escape in Konea 1026, a top-floor haven nestled in the Honua Kai Resort in Kaanapali Maui. This exquisite 1285 sq ft condo offers two...
Listing courtesy of Maui Westside Properties.
Positioned on the 9th floor of The Whaler II, Unit 964 is a renovated ocean-view studio overlooking Ka’anapali Beach, with stunning views toward Black Rock and Molokai an...
Listing courtesy of Hawaii Life (W).
Experience the magic of Maui from this stunning fully remodeled 2-bedroom corner unit at Menehune Shores, where spectacular ocean views, sophisticated beach-style décor, ...
Listing courtesy of Keller Williams Realty Maui-Ki.
Welcome to Hokulani 236, a truly unique 2-bedroom, 2-bath corner residence at the prestigious Honua Kai Resort & Spa on world-renowned Ka'anapali North Beach. What sets t...
Listing courtesy of KBM Hawaii.
WHALER TIO 1120 E: February 21 - March 7 Whales! PRIME location for whale watching at the PEAK of their activity. You have a front-row seat without leaving your lanai. ...
Listing courtesy of Keith Eugene Paulsen.
HOTEL-ZONED and priced to sell. Konea 540 at Honua Kai Resort is located on the quiet side of Konea Tower and offers a peaceful oasis within one of Maui's most popular re...
Listing courtesy of Coldwell Banker Island Prop-KP.
812-R: August 22 - September 5. View of Black Rock from every room. TIO 812 is located on the north side of Tower 1, facing Black Rock, which many desire for its quiet at...
Listing courtesy of Keith Eugene Paulsen.
Papakea Time Interval G203 features two bedrooms and two bathrooms and is located at the beautiful Papakea. This unit is located on the second floor in the "G" building. ...
Listing courtesy of Keller Williams Realty Maui-L.
Kaanapali Shores 930 - This penthouse 9th floor one-bedroom, one-bath unit offers sensational ocean views towards the island of Molokai. Kaanapali Shores is a beachfront...
Listing courtesy of Keller Williams Realty Maui-L.
Honua Kai’s unit 530 in the Hokulani Tower has everything you are looking for in a beach front resort. This well cared 765sqft 1 bedroom unit boasts gorgeous views of the...
Listing courtesy of Keller Williams Realty Maui-L.
Maui Banyan - Hotel Zones 2BR/2Ba Lockoff Condo, Steps from Kamaole Beach Rare investment opportunity in the heart of Kihei! This hotel-zoned 2-bedroom, 2-bathroom locko...
Listing courtesy of Compass.
Best-Priced 1-Bedroom at Honua Kai | Mountain View | Hotel Zoned | Turnkey A rare opportunity to own the best-priced 1-bedroom currently offered at Honua Kai Resort! This...
Listing courtesy of Kaanapali Luxury Vacation Rentals.
Rare opportunity to own a direct oceanfront, ground-floor corner end 1-bedroom, 1-bath condo at Valley Isle Resort on Kahana Beach. Even more unique, the bedroom is locat...
Listing courtesy of Maui Luxury Realty LLC.
Enjoy views of famed Black Rock and the island of Molokai from your lanai at WTIO 1262 N! Whaler Time Interval 1262 N is a studio, 1 bathroom suite with stunning views fr...
Listing courtesy of Keller Williams Realty Maui-L.
Enjoy views of famed Black Rock and the island of Molokai from your lanai at WTIO 1262 O! Whaler Time Interval 1262 O is a studio, 1 bathroom suite with stunning views fr...
Listing courtesy of Keller Williams Realty Maui-L.
OPPORTUNITY AWAITS Oceanfront Perfection in South Kihei – Vacation Rentable, Renovated! Welcome to your dream Maui getaway! Nestled oceanfront between the stunning Kamaol...
Listing courtesy of Ali'i Resorts LLC.
Konea 325 | Honua Kai Resort*Lowest priced 3 bedroom at Honua Kai. Exceptional 3-Bedroom Ocean-View Residence in Kaanapali Welcome to Konea 325 at Honua Kai Resort, an ex...
Listing courtesy of Kaanapali Luxury Vacation Rentals.
Discover elevated luxury at Villa T-1, the best priced property and sole end-unit available today at Ho’olei. Boasting the community’s largest floor plan—the sought-after...
Listing courtesy of Keller Williams Realty Maui-Ka.
Papakea Time Interval B401 features one bedroom and one bathroom plus loft located at the beautiful Papakea. PTIO B401 has a split a/c system and is located on the top fl...
Listing courtesy of Keller Williams Realty Maui-L.
This beautiful ground floor, ocean front, Studio unit offers a spectacular ocean and sunset views. The convenient 1st floor location allow for easy access to the beach an...
Listing courtesy of Platinum Properties Hawaii,LLC.
Welcome to Papakea D303, a beautifully appointed studio in the Dolphin building, set on a thirteen oceanfront acres along Maui's world renowned Ka'anapali Coast. This tur...
Listing courtesy of eXp Realty.
Hotel Zoned. Maui Banyan H114 is a light and bright 1 bedroom, 2 bath ground floor end unit, with easy access and no steps. Kitchen has beautiful bamboo cabinetry, granit...
Listing courtesy of Coldwell Banker Island Prop-KP.
Experience luxury living at the stunning Honua Kai Resort in Ka'anapali. This beautifully furnished 1-bedroom, 1-bathroom residence also offers a comfortable pull-out sof...
Listing courtesy of Coldwell Banker Island Prop-KP.
Completely unobstructed views of the ocean, Lana'i and Moloka'i from both the master bedroom and the lanai from Papakea L205! This second floor two bedroom, two bath unit...
Listing courtesy of Maui Rentals and Realty LLC.
Experience stunning ocean views from this fully furnished beachfront condominium. This hotel-zoned, one-bedroom, one-bath residence offers unparalleled vistas of the spar...
Listing courtesy of Maui Luxury Realty LLC.
Wailea Beach Villas H102 is a beautifully furnished 2-bedroom, 2-bath residence with a versatile den/office, offering the flexibility for remote work or additional guest ...
Listing courtesy of Hawaii Life (W).
Extensively updated, this is an opportunity to own an ocean view residence in the highly sought-after Whaler on Ka'anapali Beach. This residence features a fully renovate...
Listing courtesy of Island Sotheby's International Realty(L).
Steps from the sand and perfectly positioned in South Kihei, Maui Banyan G101 offers an easygoing island escape right across from the beach and within walking distance of...
Listing courtesy of Hawaii Real Estate Executives Inc.
Welcome to Papakea A403 — a direct oceanfront condo that offers the perfect blend of space, upgrades, and location in one of West Maui’s most sought-after resort communit...
Listing courtesy of Hawaii Life (W).
Experience true oceanfront living in this beautifully positioned top-floor condo offering unobstructed, front and center panoramic views of the Pacific. Enjoy sweeping 18...
Listing courtesy of Coldwell Banker Island Prop-Ku.
Welcome to Napili Point A7, one of West Maui’s most exceptional oceanfront offerings. Positioned directly on the point at Honokeana Cove, this rare ground-floor, direct ...
Listing courtesy of Berkshire Hathaway Maui Prop-L.
Welcome to Your Oceanfront Paradise: Kaanapali Shores 941 Experience the Ultimate in Oceanfront Living Wake up to the serene and panoramic ocean views from your penthous...
Listing courtesy of Real Broker.
Ocean-view studio in the highly desirable Papakea Resort! Welcome to Unit C-204, a beautifully remodeled condominium offering the perfect blend of comfort, convenience, a...
Listing courtesy of Compass.
Relax on your own private lanai and enjoy spectacular blue Pacific Ocean views and the majestic island of Molokai. Welcome to Papakea K405. A rare three-bedroom, two-bat...
Listing courtesy of Coldwell Banker Island Prop-KP.
Welcome to Kauhale Makai #608, where spectacular ocean views and the relaxed South Maui lifestyle come together. Perched on the sixth floor, this beautifully situated si...
Listing courtesy of Maui & Co Real Estate LLC.
Tucked on the quiet side of the building, this Kaanapali Shores unit offers ocean views from both the living room, bedroom and lanai in a floor plan that's larger than th...
Listing courtesy of Coldwell Banker Island Prop-KP.
Rare 11th-floor corner, direct oceanfront residence featuring breathtaking panoramic ocean and neighboring island views. The sought-after floor plan offers a front-facing...
Listing courtesy of Island Sotheby's International Realty(L).
Experience the pinnacle of oceanfront living at The Mahana at Ka’anapali. The 9th floor is dreamy, with year round sunsets and fabulous ocean and two island views. Unit 9...
Listing courtesy of Compass-W.
Ocean views take center stage from Kaanapali Shores 732, a seventh-floor studio residence in one of North Kaanapali’s most established beachfront resorts. From the privat...
Listing courtesy of Keller Williams Realty Maui-L.
Experience true oceanfront living at Valley Isle Resort in Kahana. This spacious one-bedroom, one-bath condominium is positioned directly on the ocean, offering breathtak...
Listing courtesy of Maui Luxury Realty LLC.
Oceanfront at Papakea Resort! Papakea Time Interval A308 features one bedroom and one bathroom and is located at the beautiful Papakea. This unit is located on the third ...
Listing courtesy of Keller Williams Realty Maui-L.
1BR/1BA at Kahana Sunset on Keonenui Bay — one of West Maui's most beloved beachfront communities. This 952 SF unit features two large lanais and a primary bedroom with s...
Listing courtesy of Nathalie Mullinix Rlty Universal Inc.
7th floor of the B building at Valley Isle Resort, unit 705B puts you right on the sand at Kahana Beach. One of West Maui's most underrated stretches of coastline. This 1...
Listing courtesy of Keller Williams Realty Maui-Ki.
This oceanfront condo sits in hotel zoning with legal vacation rental use and a solid rental history, preserving strong long term investment potential. Wake up to panoram...
Listing courtesy of Keller Williams Realty Maui-Ka.
Experience the best of Maui from this rare oceanfront corner unit at Valley Isle Resort in Kahana. This spacious one bedroom, one bath condo offers panoramic ocean views ...
Listing courtesy of Keller Williams Realty Maui-Ka.
Picture yourself beginning each morning with Kona coffee on your expansive private lanai, where gentle ocean breezes and panoramic Pacific views welcome you to island lif...
Listing courtesy of Coldwell Banker Island Prop-KP.
812-X: November 14 - 28. View of Black Rock from every room. Spend Thanksgiving at the beach. TIO 812 is located on the north side of Tower1 facing Black Rock, a locatio...
Listing courtesy of Keith Eugene Paulsen.
Discover the perfect blend of space, comfort, and island living in this beautifully maintained 3-bedroom, 3-bath residence at Koa Resort. Rarely available, this spacious ...
Listing courtesy of Keller Williams Realty Maui-Ki.
Direct Oceanfront!! Wake up to breathtaking, unobstructed ocean views from Papakea Resort Unit A308 week 7A, a well-maintained one-bedroom, one-bathroom condominium ideal...
Listing courtesy of Keller Williams Realty Maui-L.
Experience the best of Ka'anapali Beach from this beautifully positioned 11th-floor residence at The Whaler. Unit 1115 offers breathtaking panoramic views of the Pacific ...
Listing courtesy of Coldwell Banker Island Prop(S).
Royal Mauian 206 is not just a condo. It is a front-row seat to South Maui’s shoreline, set between Kamaole Beach I and II with ocean views from the living area, kitchen,...
Listing courtesy of Hawaii Equity Management LLC.
Big ocean and sunset views from this spacious updated condo right on the water. Watch whales this winter from the front row seat on your lanai. Hotel zoning here means sh...
Listing courtesy of Coldwell Banker Island Prop-KP.
Watch humpback whales this winter from this stunning oceanfront 5th floor 2-bedroom 2-bath condominium residence. Pet-friendly and vacation rental friendly with HOTEL-ZON...
Listing courtesy of Coldwell Banker Island Prop-KP.
Wake up to birdsong and swaying palms in this beautifully furnished 2-bedroom, 2-bath ground-floor condo at the oceanfront Kaanapali Shores resort. Step directly from you...
Listing courtesy of Keller Williams Realty Maui-Ka.
Sweeping ocean and coastline views greet you from the living room, both bedrooms, and the private lanai in this beautifully furnished 2-bedroom, 2-bath condo on the 8th f...
Listing courtesy of Keller Williams Realty Maui-Ka.
Whether you're searching for a successful vacation rental investment, a lock-and-leave second home, or your own slice of paradise to call home, this beautifully renovated...
Listing courtesy of Coldwell Banker Island Prop(S).
Prime penthouse location with stunning ocean views overlooking world famous Kaanapali Beach and Black Rock. This one bedroom plus den can sleep up to 6 guests and feature...
Listing courtesy of Coldwell Banker Island Prop-KP.
Some places simply feel different. North Kihei has long been the heartbeat of Maui's most beloved coastline — surrounded by world-class beaches, vibrant energy, and the ...
Listing courtesy of Engel & Volkers Maui.
HONEY, STOP THE CAR! HOTEL-ZONED AIRBNB!! PRICED TO SELL! MUST SEE, RENOVATED, DIRECT OCEAN FRONT 2-BEDROOM UNIT FEE SIMPLE FULLY TURNKEY AND AIRBNB READY, with built-...
Listing courtesy of Keller Williams Realty Maui-Ka.
Delight in stunning sunset views from this beautifully renovated condo at the desirable Sands of Kahana Resort on Kahana Bay beach! With almost 1600 square feet of interi...
Listing courtesy of Compass-W.
Penthouse offering in the highly desirable Kaanapali Alii community. Situated on the Top Floor, this 2 Bedroom 2 Bath Plus Den functions like a 3 Bedroom and is considere...
Listing courtesy of Coldwell Banker Island Prop-KP.
Ka'anapali Royal K101 enjoys what we feel is the most liveable floor plan in Ka'anapali, overlooking the golf course with the ocean in the distance. This spacious and uni...
Listing courtesy of Moffett Properties LLC.
Whaler TIO 1259Y: Nov 18 - Dec 5: Spend every Thanksgiving on Maui! 1259 is one of the best locations in at The Whaler with BIG view from its top floor location. Facing...
Listing courtesy of Monte D Fitts REALTOR.
Fantastic opportunity awaits at Hololani, a HOTEL-ZONED West Maui oceanfront complex. B801 is an amazing top floor, 2 Bedroom/2 Baths corner unit with fantastic ocean vie...
Listing courtesy of Coldwell Banker Island Prop-KP.
Welcome to Valley Isle 207B, a private studio condo offering breathtaking oceanfront views on Kahana Beach. Facing west, this idyllic Maui retreat showcases stunning suns...
Listing courtesy of Coldwell Banker Island Prop-KP.
The Mahana resort is generally considered as one of the premium vacation rental complexes in upper West Maui, and when you view the complex and the unit, hopefully you wi...
Listing courtesy of Coldwell Banker Island Prop-KP.
Whether you're seeking a vacation getaway or an opportunity to enjoy the Maui lifestyle, Papakea E-206 is the perfect place to create lasting island memories. This update...
Listing courtesy of Compass.
Direct oceanfront in one of the very best locations at Papakea! This beautifully upgraded 1-bedroom, 1-bath condominium offers unobstructed ocean views, spectacular sunse...
Listing courtesy of Maui Luxury Realty LLC.
Whaler Time Interval 608S - Enjoy spectacular 6th-floor views from Tower I at The Whaler, where you look directly up the shoreline toward Black Rock and the stunning nort...
Listing courtesy of Keller Williams Realty Maui-L.
HOTEL ZONED - Welcome to Honua Kai Resort's Hokulani 613, a beautifully maintained 1-bedroom, 1-bathroom condo with stunning ocean views. If you know the Honua Kai Resort...
Listing courtesy of Coldwell Banker Island Prop-KP.
Offered for sale for the very first time, this cherished oceanfront condo at Noelani Resort has been treasured by the same family since it was built. This inviting one be...
Listing courtesy of Island Sotheby's International Realty(L).
Mahana 1203 - Welcome to your Penthouse dream beachfront sanctuary, perched on the top floor with mesmerizing direct oceanfront views of Lanai and Molokai. Relax on your ...
Listing courtesy of Keller Williams Realty Maui-L.
Discover your perfect piece of paradise and a premier investment opportunity at the world-renowned, 38 acres Honua Kai Resort & Spa. Certified with legal County H-2 Hotel...
Listing courtesy of Compass-W.
Direct Oceanfront Retreat. A rare opportunity awaits a lucky buyer for Noelani 118, a turnkey studio condominium that has never before been offered for sale. This fully f...
Listing courtesy of Island Sotheby's International Realty(L).
Take advantage of this rare opportunity to own a specialty wrap around lanai 2-bedroom home at Honua Kai. Located on the top floor, you’ll enjoy the best unobstructed oc...
Listing courtesy of Susan Jackson Real Estate.
Wake to the Pacific from this oceanview one-bedroom-plus-loft residence at Papakea Resort, a fee simple oceanfront community set on thirteen tropical acres in Honokowai. ...
Listing courtesy of Coldwell Banker Island Prop-KP.
Welcome to Papakea D208, a beautifully maintained one-bedroom, one-bath condominium offering peaceful ocean views and lush tropical surroundings. Perfectly positioned on ...
Listing courtesy of REMAX Hawaii Maui.
Live Life to the fullest in your new lovingly remodeled condo, with wonderful heated pools, jacuzzies, tennis court, and BBQ at the pool cabana area to enjoy. What an ad...
Listing courtesy of AOK Properties LLC.
Whaler 1120 U -Experience the beauty of Kaanapali from this a one-bedroom, one-bath interval ownership opportunity ideally situated on the north side of Tower I. Enjoy b...
Listing courtesy of Keller Williams Realty Maui-L.
Whaler 1120 V -Experience the beauty of Kaanapali from this a one-bedroom, one-bath interval ownership opportunity ideally situated on the north side of Tower I. Enjoy b...
Listing courtesy of Keller Williams Realty Maui-L.
The most dramatic ocean, islands (Molokai & Lanai!), sunset & coastal views await YOU at Sands of Kahana 275. Meticulously remodeled in comfortable-yet-elegant island déc...
Listing courtesy of Coldwell Banker Island Prop-KP.
VIEWS VIEWS VIEWS! Rarely does one of the best beach front properties become available…until NOW! Located on the tenth floor of the Lanai building (aka South Building), M...
Listing courtesy of Coldwell Banker Island Prop-KP.
Unwind in the tropical paradise of Kaanapali Shores. Fronting a sandy beach, the Resort amenities include two swimming pools, spas, pickleball and tennis courts, BBQ's, s...
Listing courtesy of Keller Williams Realty Maui-L.
Kahana Reef Unit #419 offers top floor coastal living with a clean, modern feel. This one bedroom, one bath residence has been thoughtfully updated throughout, creating a...
Listing courtesy of Hawaii Life (W).
Whaler Time Interval 324 J offers a prime to visit Maui during Mother's Day, with usage dates May 1-15. For Buyers wanting 4 weeks - 324 K is also listed for sale separat...
Listing courtesy of Keller Williams Realty Maui-L.
Napili Point: Wake up to the sound of the ocean and step outside to one of the most coveted spots on Maui's west side: Honokeana Bay. Napili Point C35 is a 2-bedroom, 2-b...
Listing courtesy of Hawaii Life (L).
Priced to Sell! Experience oceanfront living in this one bedroom condo at Valley Isle Resort. The hotel zoned resort is located on Kahana Beach, with a direct oceanfront ...
Listing courtesy of Maui Luxury Realty LLC.
Kaanapali Shores 741- Hotel Zoned property per County records. Nestled on the 7th floor of a coveted West Maui location, this 1B/1B unit offers beautiful Oceanview's that...
Listing courtesy of Keller Williams Realty Maui-L.
Kahana Sunset Resort is unique in upper West Maui, as it is positioned on the water’s edge of Keone Nui Bay, with no view obstruction. With exclusive private residences o...
Listing courtesy of Coldwell Banker Island Prop-KP.
Kahana Sunset Resort is unique in upper West Maui, as it is positioned on the water’s edge of Keone Nui Bay, with no view obstruction. A10 is the most private of all unit...
Listing courtesy of Coldwell Banker Island Prop-KP.