This is a general overview of the home buying process, from offer to closing. The specifics of your transaction may vary; thus, you may wish to seek advice from a competent attorney.
Once
you’ve found the perfect home, it’s time to make an offer. A buyer and seller must enter into a written contract called a “purchase contract.” Typically the process begins with the buyer’s written offer to the seller (view our explanation of the Contract Process). Your Real Estate Agent or attorney may wish to use a standard form to draft an offer and present it to the seller or the seller’s Real Estate Agent. Your Maui Property Real Estate Agent or attorney can negotiate many of the terms and conditions of the offer, including, but not limited to:
Sales Price
Financing terms
Earnest money amount
Who will perform the settlement
Title Policy
Property condition
Possession Items
Contingencies
Any special provisions
Any exclusions
Settlement and other expenses
Prorations
Casualty loss
Default
Mediation
Attorney’s fees
Representations and warranties
Effective date
Date of closing
Once both parties have agreed to the terms of the offer, and the seller has signed the offer and communicated acceptance, an offer becomes an executed contract. You’ll need to address the next steps quickly to close on time.
Earnest money is a cash deposit the buyer gives the seller via a third-party intermediary, usually an escrow officer. This deposit proves you are serious about purchasing the property. Typically, the earnest money deposit is credited to the purchase price at closing.
Notify your mortgage lender as soon as you have an executed contract so they can start the mortgage process. You’ll need to submit extensive paperwork and pay for certain services related to your new home to secure the loan, even if you’ve been pre-approved. Your Maui Property Real Estate Agent or attorney can help serve as an intermediary between you and your lender.
Property inspections help expose defects in the home that could influence your decision to purchase it at a price outlined in the executed contract. A standard home inspection is most common, but other types of inspections (radon, pest, septic, structural, HVAC, mold, and others) are available. If a defect is found, your Real Estate Agent or attorney may advocate that the seller cover the cost of repairs or reduce the home’s sale price, or you may wish to cancel the contract.
Your contract will usually require the seller to deliver evidence of title. Also, your mortgage lender will require a title company to review the title history of the seller’s home to ensure they will have a valid, enforceable lien on the property after closing. You can also purchase a homeowner’s title insurance policy that protects you from covered title defects arising prior to or concurrently with your purchase of the seller’s home.
An appraisal is also required by mortgage lenders to verify that the value of the property you intend to purchase is worth the sales price. Most lenders require the buyer to pay for an appraisal.
Mortgage lenders also require buyers to purchase a homeowner’s insurance policy. The policy covers any accidental damage to the home and the owner’s possessions due to theft, storms, fires, and some natural disasters.
You may also want to purchase a home warranty, which is a service contract that provides for the repair or replacement of major systems and appliances in certain circumstances.
Make arrangements to turn on your utilities and transfer all accounts to your name.
You, your Real Estate Agent or attorney should check in with your escrow officer and mortgage lender about a week before the closing date to make sure everything is in order for closing. Schedule your closing time accordingly.
It’s recommended that homebuyers perform a final walkthrough of the property a few days before closing to verify that any repairs have been made and the seller’s possessions have been removed.
The closing typically occurs at the title company and takes about an hour. A few days before closing, you should check with your escrow officer to determine what items are needed for closing. At a minimum, you should bring your driver’s license and certified funds to closing. Once you’ve signed all documentation, your lender has funded your loan and the documents have been recorded at the County Recorder’s office, you’ll get the keys to your new home!
Also listed as Condominium MLS #411087. Alaeloa - A Rare Slice of Old Hawaii Some properties are about the house. Alaeloa is about the lifestyle. Tucked within one o...
Listing courtesy of Coldwell Banker Island Prop(Ka).
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Listing courtesy of Living Maui Real Estate LLC.
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Listing courtesy of Living Maui Real Estate LLC.
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Listing courtesy of Keller Williams Realty Maui-Ka.
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Listing courtesy of Island Sotheby's International Realty(L).
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Listing courtesy of Coldwell Banker Island Prop(S).
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Listing courtesy of Equity One Real Estate Inc (M).
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Listing courtesy of Hawaii Life (W).
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Listing courtesy of Island Sotheby's International Realty(M).
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Listing courtesy of Coldwell Banker Island Prop(P).
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Listing courtesy of Island Sotheby's International Realty(L).
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Listing courtesy of Commercial Prop of Maui LLC.
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Listing courtesy of Towne Island Homes, Ltd.
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Listing courtesy of Towne Island Homes, Ltd.
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Listing courtesy of Towne Island Homes, Ltd.
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Listing courtesy of Corcoran Pacific Properties.
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Listing courtesy of Towne Island Homes, Ltd.
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Listing courtesy of Keith Eugene Paulsen.
Discover the relaxed tropical lifestyle of Haiku in this charming three-bedroom, two-bath plantation-style home set on an expansive 25,814 sq. ft. non-CPR lot. Surrounded...
Listing courtesy of Engel & Volkers Maui.
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Listing courtesy of Towne Island Homes, Ltd.
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Listing courtesy of Towne Island Homes, Ltd.
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Listing courtesy of Compass-W.
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Listing courtesy of Welcome Hawaii Properties.
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Listing courtesy of Coldwell Banker Island Prop(S).
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Listing courtesy of Coldwell Banker Island Prop(S).
WTIO 620V - Sixth floor Location with terrific ocean views towards the island of Molokai. This 1 bedroom, 1 bath Whaler Time Interval unit is located on the North side of...
Listing courtesy of Keller Williams Realty Maui-L.
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Listing courtesy of Mark A Marchello Inc.
3870 Wailea Ekolu Pl. presents a rare opportunity to own a luxury ocean-view home in Wailea Golf Estates, one of South Maui’s premier gated communities within the prestig...
Listing courtesy of Hawaii Life (W).
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Listing courtesy of Island Sotheby's International Realty(W).
Oceanfront Oasis: A boutique complex offering a tranquil island lifestyle situated adjacent to Waipuilani County Beach Park. Sold FULLY FURNISHED, TURN-KEY. Fully remodel...
Listing courtesy of Sharissa YL Chun.
For the very first time, this newly created terraced lot — once part of a beloved family estate — is being offered to the public, opening the door to an extraordinary pie...
Listing courtesy of Hawaii Life (W).
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Listing courtesy of Coldwell Banker Island Prop(Ka).
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Listing courtesy of REMAX Hawaii Maui.
Enjoy the expansive ocean view over the tropical landscaping from the living area, large covered lanai and the primary suite of this spacious 1 BD/2BA ground floor unit. ...
Listing courtesy of Coldwell Banker Island Prop(S).
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Listing courtesy of Emerald Club Realty Inc.
An opportunity to rebuild in Lahaina's highly desirable Shark Pit neighborhood! Offered at $800,000, 51 Kahili Place is the lowest-priced vacant land listing in our curre...
Listing courtesy of Keller Williams Realty Maui-Ka.
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Listing courtesy of Compass.
Maui Kamaole A-109 stands out for two reasons: a stunning remodel with custom woodworking details and an ocean view from the kitchen, living room, and lanai that very few...
Listing courtesy of Coldwell Banker Island Prop-Ku.
DIRECT OCEANFRONT LIVING AT HOLOLANI A204! Enjoy spectacular Pacific Ocean and Molokai views, sunsets, and seasonal whale watching from this remodeled 2-bedroom, 2-bath K...
Listing courtesy of Maui Paradise Properties LLC.
Spend Thanksgiving on Maui in the world Famous Kaanapali Resort. This 1 bed 2 bath Whaler Time Interval has been upgraded with tile flooring, hardwood cabinetry, granite ...
Listing courtesy of Keller Williams Realty Maui-L.
Open the door and you are immediately saying "Wow!" This adorable studio has been updated beautifully this year. Ocean view from both inside and out, across from one of...
Listing courtesy of La Costa Realty Hawai'i LLC.
Enjoy the relaxed island lifestyle at Wailea Ekolu #1403, an updated, fully furnished one-bedroom, two-bathroom condo offering ocean views and convenient ground-level liv...
Listing courtesy of Hawaii Life (W).
Welcome to Hale Royale A111, a beautifully updated ground-floor, one-bedroom, two-bath condominium that blends warm finishes with everyday convenience. Renovated in 2019,...
Listing courtesy of Island Sotheby's International Realty(W).
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Listing courtesy of Coldwell Banker Island Prop(S).
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Listing courtesy of Coldwell Banker Island Prop(S).
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Listing courtesy of eXp Realty.
Beachfront and fully renovated on Sugar Beach, this Hotel zoned 1 bed, 2 bath condo, Unit 308 at Nani Kai Hale, is not affected by Bill 9, offering real peace of mind for...
Listing courtesy of eXp Realty.
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Listing courtesy of eXp Realty.
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Listing courtesy of Carol Ball & Assocs.
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Listing courtesy of Berkshire Hathaway Maui Prop-L.
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Listing courtesy of Towne Island Homes, Ltd.
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Listing courtesy of Keller Williams Realty Maui-Ki.
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Listing courtesy of Compass-W.
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Listing courtesy of Coldwell Banker Island Prop(S).
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Listing courtesy of Millennium Realty Inc.
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Listing courtesy of Berkshire Hathaway HI Isl Prop.
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Listing courtesy of Coldwell Banker Island Prop-KP.
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Listing courtesy of Maui Luxury Real Estate LLC.
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Listing courtesy of Maui Real Estate Advisors LLC.
"Private and serene" buildable ohana lot portion of this three lot 8.575 acre CPR consisting of a gated 2.109 acre gently sloping cleared lot (Lot A) at ideal 1300 foot e...
Listing courtesy of Maui Real Estate Advisors LLC.
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Listing courtesy of Maui Ohana Real Estate LLC.
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Listing courtesy of Coldwell Banker Island Prop(S).
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Listing courtesy of Compass-W.
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Listing courtesy of Compass-W.
Views Galore. Kula Orchards Coffee Farm Estate is Maui’s gem, a true estate on the slopes of Haleakala at 3200ft elevation with a sweeping wide unobstructed bicoastal vie...
Listing courtesy of Island Sotheby's International Realty(L).
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Listing courtesy of Island Sotheby's International Realty(M).
Exceptional Value Alert! Super cute and well kept second floor 1 Bed / 2 Bath unit across the street from Kamaole Beach Park III. Step inside to enjoy the incredible priv...
Listing courtesy of Hawaii Life (W).
Ocean views, refined finishes, and a premier location come together in Whaler at Ka'anapali Beach 757. One back from oceanfront, this seventh-floor, one-bedroom, two-bath...
Listing courtesy of Keller Williams Realty Maui-L.
**Contractors Special** This 2 bedroom 1 1/2 bath first floor condo has been a long term rental for many years until just recently. Tile and carpet floors, appliances ar...
Listing courtesy of MegaVega Properties LLC.
You will feel right at home in this beautifully updated 1 bed/1 bath, Hotel-zoned, vacation rental with a Maui beach vibe and an amazing Aegean Blue & White decor. There ...
Listing courtesy of Hawaii Life (W).
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Listing courtesy of Keller Williams Realty Maui-Ki.
Whaler Time Interval 461 U is a studio suite with 1 bathroom located on the south side of Tower II. Enjoy the view of Lanai and the majestic Pacific Ocean. The condo is t...
Listing courtesy of Keller Williams Realty Maui-L.
Papakea is iconic 'old Hawaii.' Known for the many amenities that are available to owners and visitors including two separate spacious pool areas with BBQs, two covered c...
Listing courtesy of Keller Williams Realty Maui-L.
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Listing courtesy of Coldwell Banker Island Prop-KP.
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Listing courtesy of Clive Realty.
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Listing courtesy of Sullivan Properties Inc.
CONTRACTOR’S SPECIAL | OCEAN VIEWS | 2 BEDROOMS | 1 BATH Opportunity awaits you in Wailuku! This 2-bedroom 1-bath home offers 1,116 sq. ft. of living area and ocean view...
Listing courtesy of Compass.
At the top of a quiet cul-de-sac in Paia’s Skill Village, this 3-bedroom, 2-bath home has great mountain views and distant ocean views. The lot backs up to an 824-acre ag...
Listing courtesy of Compass-W.
Welcome to lao Parkside 37-203, a convenient central Maui location close to Wailuku town, shopping, and schools. This second-floor 2 bedroom, 2 bath condo tucked at the e...
Listing courtesy of Coldwell Banker Island Prop(P).
Panoramic Ocean & Mountain Views on 2.91 Private Acres in Ha'iku. No Covenants, No Dues! Dramatic, sweeping views of the Pacific Ocean, pristine Haleakala, the West Maui ...
Listing courtesy of Hawaii Life (W).
Opportunity knocks! Here is your chance to have your very own Maui getaway or investment in one of Maui's most popular locations at a great price! This large 818SF- 1BR,2...
Listing courtesy of Romvari Realty Ltd.
Multi-generational enjoyment of this exceptional location, purchased specifically from the developer in 1970. The recent upgrades made in July 2026, include 3 new Split...
Listing courtesy of Coldwell Banker Island Prop-KP.
Beautifully updated with a generous ocean view. This one bed, 2 bath condo sits in the middle of Maui Kamaole near the lower pool. It was renovated in 2016 with new cabin...
Listing courtesy of Coldwell Banker Island Prop(S).
Situated along one of South Maui’s most coveted oceanfront streets, 1544 Halama Street presents a rare opportunity to create an extraordinary luxury estate, with years of...
Listing courtesy of Keller Williams Realty Maui-Ki.
Fantastic opportunity to own a large beautifully updated 3 Bedroom, 2 Bath ground floor condo in the highly sought after and well maintained Kai Makani Beach Villas compl...
Listing courtesy of Romvari Realty Ltd.
Amazing opportunity to own a downstairs unit in a favorable and quiet location at Kihei Villages. Unit 26-101 was recently remodeled with fresh paint and new baseboards t...
Listing courtesy of Coldwell Banker Island Prop-KP.
Makawao Oasis, over 8800 sq. ft. lot, Haleakala View, Bananas galore, on a flag lot. Tiny home that lives large, approx. 400 sq. ft. 2 Loft bedrooms, (one king size, the...
Listing courtesy of Chris Bakeman Realty LLC.
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Listing courtesy of Island Sotheby's International Realty(M).
Ocean and Halekala views welcome you to this 5BR/3BA, 2,160 sq. ft. residence that has been fully renovated from top to bottom. A bright and open layout features tons of ...
Listing courtesy of Pacific Image Properties.
This is also listed as Condominium MLS #411087. Alaeloa - A Rare Slice of Old Hawaii Some properties are about the house. Alaeloa is about the lifestyle. Tucked withi...
Listing courtesy of Coldwell Banker Island Prop(Ka).
Nicely updated 1 bedroom 1 bathroom near the back of the complex within close proximity to the upper pool and BBQ area. Hale Kamaole offers a tennis/pickleball court, 2 p...
Listing courtesy of Coldwell Banker Island Prop(S).
Experience modern coastal luxury living at Makalii at Wailea #10B. Centrally tucked away from any road awareness yet only moments from Polo Beach and Fairmont Kea Lani, t...
Listing courtesy of Coldwell Banker Island Prop(S).
RARE OPPORTUNITY–LARGEST ONE BEDROOM IN COMPLEX: Prized corner unit with 43 SQUARE FEET MORE than the standard one bedroom at Sugar Beach. Located 3 floors above the poo...
Listing courtesy of Coldwell Banker Island Prop(S).
RARE OPPORTUNITY IN MOANA ESTATES! Offered for sale by the ORIGINAL OWNER, this home features the LARGEST SINGLE-LEVEL FLOOR PLAN in the community, a PRIME PARK-FRONT LOC...
Listing courtesy of Coldwell Banker Island Prop-Ku.
At the top of Kula’s sought-after Kulamanu neighborhood sits Kaalele Place: where the sunlight reflects off the manicured hedgerows, framing some of the best views on the...
Listing courtesy of Island Sotheby's International Realty(M).
Experience effortless indoor-outdoor living at Konea 113, an exceptional ground-floor residence featuring one of Honua Kai’s premier two-bedroom floor plans. With 1,325 s...
Listing courtesy of Living Maui Real Estate LLC.
Experience the beauty of indoor-outdoor Maui living at Konea 222, a second-floor one-bedroom residence distinguished by the largest private lanai in its class and expansi...
Listing courtesy of Living Maui Real Estate LLC.
Welcome to the desirable Northshore Village community, located right in Paia Town. This well-maintained two-story home offers 3 bedrooms, 2 bathrooms, and an attached gar...
Listing courtesy of eXp Realty.
Imagine enjoying elevated views of the sand, waves, surfers, seasonal whales, and nightly sunsets over Pohaku Beach Park (S-Turns) from this spacious two-story home at 32...
Listing courtesy of Hawaii Life (KAP).
Nestled in the desirable Wailuku Heights neighborhood, 551 Polulani Drive offers comfortable single-level living with a blend of modern upgrades, island charm, and beauti...
Listing courtesy of Keller Williams Realty Maui-Ki.